Star Health Insurance Products and Services in India

Star Health Insurance

Star Health Insurance is a Private company founded in 2006. Its Headquarters is located in Chennai, India.
V Jagannathan, Anand Roy, S Prakash are the key people of this company.

In the first place, you think why should I buy health insurance?. “It is just a waste of money” might be your opinion.

Let me tell you, my own example.

My friend’s father took star health insurance. He renewed it in the second year without any claim. Third-year also the same thing he did.

Later, he started saying “I simply wasted money over health insurance, it is of no use, it is nearly 40,000 I lost for three years” repeatedly whenever I met him.

But After sometime later, in the 4th year, he met with an accident. He was hospitalized. His leg had broken. He had surgery in Manipal Hospital. And finally, guess the hospital bill, it 2,68,000.

Thank god, however, he had continued his health insurance. He got a health insurance claim of rupees 2,52,000.

He had paid 50,000 Rs for 4 years. The hospital bill was 2,68,000. He got a claim amount of Rupees 2,52,000. Which he saved his 2,02,000 financial loss.

I know what’s running in your mind. Hosptial Bill was 2,68,000 but he got claim of Rupees 2,52,000 why?. It is because of few Conditions apply.

No Insurance company will pay you the actuals. In the rare case or in Accidental Death you get the actual amount.

Isn’t it 2,00,000 lac is a big loss for the mid-class family?

Let me add one more point. What if he had a heart attack?. Heart-related Treatment costs range from 1,50,000 to 15 lacs depending hospital and facilities provided?

Ok now let us continue the Star Products and Services. As you go deep/down you will come to know why you have to choose Star Health Insurance.

What are the types of Products offered by Star Health Insurance Company?

  • Health
  • Accident
  • Travel Insurance

How many products do they offer to the people of India?

There are 18 products and services

  • Family Health Optima Insurance Plan
  • Senior Citizens Red Carpet Health Insurance Plan
  • Star Comprehensive Insurance Policy
  • Medi-Classic Insurance Policy
  • Young Star Insurance Policy
  • Star Novel Coronavirus (nCoV) (COVID-19) Insurance Policy (Pilot Product)
  • Star Health Gain Insurance Policy
  • Super Surplus Insurance Policy
  • Diabetes Safe Insurance Policy
  • Star Cardiac Care Insurance Policy
  • Cancer Care Gold (Pilot Product)
  • Star Care Micro Insurance Policy
  • Criticare Plus Insurance Policy
  • Star Family Delite Insurance Policy
  • Special Care
  • Star Micro Rural and Farmers Care
  • Hospital Cash Insurance Policy
  • Star Outpatient Care Insurance Policy

There are many Health Insurance companies. why should one have to choose to STAR HEALTH INSURANCE?

Here are the reasons:

  1. India’s first Stand-Alone health insurance company
  2. Hassle-free cashless and reimbursement claim settlement without intervention of TPA
  3. Cashless hospitalization and
  4. Reimbursement facility
  5. Large network base
  6. 9300+ network hospitals across India
  7. 450+ branch offices across India
  8. 90% of all cashless claim approval done within 2 hours

As per the financial year, 2018-2019 Number of claims settlement done is 6,34,692

Rs.2,552.30 Crs of claims settled in the financial year 2018-2019

What are the Most selling Star Health Insurance Policies:

Star Comprehensive Insurance PolicySHAHLIP2077V041920

star comprehensive insurance policy
star comprehensive insurance policy

Family Health Optima – IRDAI/HLT/SHAI/P-H/V.III/129/2017-18

family health optima
family health optima

Young Star Insurance Policy – SHAHLIP20132V011920 

young star health insurance policy
young star health insurance policy

Note:The information given here is only indicative. For more details on the risk factors, terms and conditions, please read the policy wordings before concluding the purchase. Or visit

If I want to search for my nearest star tie-up network hospital. click here to search network hospitals near you. Enter your location details to see how many network hospitals are around you.

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